Current Cryptocurrency News as of November 12, 2025: Bitcoin Maintains Levels Above $100,000, Market Consolidation After Rally, Traditional Finance Enters Crypto Market with First Banks and ETFs, Investors Anticipate Key Economic Data, Top 10 Popular Cryptocurrencies.
Bitcoin Holds Its Ground Amid Optimism
Following a rapid surge in recent months, Bitcoin (BTC) maintains six-figure price levels. As of November 12, the leading cryptocurrency is trading around ~$105,000, slightly down from its record highs of August (~$124,000), but still significantly above early-year levels. The market capitalization of BTC stands at approximately $2.1 trillion (about 58% of the total cryptocurrency market capitalization), reinforcing Bitcoin's dominant position. Experts note that the end of the prolonged U.S. government shutdown and associated positive macroeconomic shifts have boosted investor confidence. The U.S. Senate approved a budget agreement this week, ending a 41-day government shutdown and alleviating uncertainty in the markets. Additional impetus came from a signal regarding potential “tariff dividends”—President Donald Trump proposed directing revenue from import tariffs into one-time payments of $2,000 to citizens. These measures heightened expectations that the influx of liquidity and economic stability would support demand for risk assets, including Bitcoin. Analysts suggest that BTC now has the potential to revisit its previous highs if it successfully surpasses the next critical threshold (around ~$110,000). Overall sentiment surrounding Bitcoin remains predominantly optimistic: investors view it as "digital gold" and a hedge against inflation risks, particularly amid easing monetary policy.
Ethereum and Major Altcoins: Mixed Dynamics
The second-largest crypto asset, Ethereum (ETH), is trading steadily following its summer ascent. The current price of ETH is approximately ~$3,550, slightly below its historical peak ($4,890 in 2021), but confirming Ethereum's strong standing. Ethereum still accounts for roughly 12% of the total market capitalization (around $420 billion), remaining the foundational platform for smart contracts, decentralized finance (DeFi), and numerous applications. Investor interest in ETH is supported by ecosystem development and institutional demand: the launch of spot ETFs for Ethereum in the U.S. has simplified access for large players into this asset. Although Ethereum funds, like Bitcoin funds, have experienced capital outflows in recent weeks due to partial profit-taking, long-term sentiment surrounding ETH remains positive. Several leading altcoins are demonstrating divergent movements. After a strong rally earlier this month, some alternative coins have entered a consolidation phase as investors reassess risks and lock in profits. Nonetheless, individual projects exhibit resilience and growth driven by their own news. For instance, the token of the decentralized exchange Uniswap (UNI) surged more than 20% this week following the team's proposal to include a fee (making the coin deflationary), although it later retraced from its local high. Overall, the broader altcoin market remains volatile: many coins are trading with fluctuations of 5-10% over the week, reacting to news about technologies, partnerships, and regulatory decisions.
Traditional Finance Taps Into Cryptocurrencies
The crypto industry is gaining increasing support from traditional financial institutions. This week marked a significant event: the American bank SoFi announced the launch of a cryptocurrency trading service for its clients. SoFi has become the first bank in the U.S. to directly offer the purchase, sale, and custody of digital assets, including Bitcoin, Ethereum, and Solana. Company officials noted that this decision was made possible by clarifications in regulatory frameworks— in the spring of 2025, the Office of the Comptroller of the Currency (OCC) officially permitted federally chartered banks to provide cryptocurrency services. Following these clarifications and growing client demand, several major banks have begun exploring opportunities to work with digital assets. The launch of SoFi’s crypto services marks an important step in integration: retail investors can now access the crypto market through familiar banking apps, broadening the market’s audience. Moreover, SoFi announced plans to issue its own stablecoin (a digital dollar pegged to the USD) and to implement blockchain technologies into its lending and payment products. Experts believe that SoFi's example will encourage other banks to join the cryptocurrency space. Simultaneously, traditional investment funds continue to launch new products: various countries are introducing crypto ETFs and trusts focused on a wide range of assets—from Bitcoin and Ethereum to baskets of altcoins. This activity by financial firms indicates that cryptocurrencies are increasingly seen as a legitimate asset class for investment.
Regulation: End of Shutdown and New Legislative Initiatives
The regulatory environment surrounding cryptocurrencies continues to improve, removing barriers for the market. The end of the budget crisis in the U.S. not only positively affected investor sentiment but also unlocked legislative activity. A new comprehensive bill regulating the cryptocurrency market is advancing in Congress. This week, the Senate Agriculture Committee presented the "Crypto Market Structure Bill", which aims to establish clear rules for the digital asset industry. Lawmakers intend to delineate the powers of regulatory bodies: under the initiative, oversight functions will be largely transferred to the Commodity Futures Trading Commission (CFTC) to oversee crypto exchanges and derivatives, while the Securities and Exchange Commission (SEC) will focus on tokens that fall under the category of securities. The goal of the bill is to ensure market transparency and investor protection without stifling innovation. The U.S. administration is also demonstrating support for the fintech sector: a "New Structure Bill" aimed at modernizing the financial system has been announced, in which the crypto industry may occupy a significant position. Similar trends of integrating cryptocurrencies into legal frameworks are observed in other countries. For example, Brazil's Central Bank recently extended anti-money laundering (AML) and counter-terrorism financing requirements to cryptocurrency companies and Bitcoin service providers. The European Union previously approved comprehensive MiCA regulations, whose phased implementation in 2024-2025 is already stimulating activities among licensed crypto exchanges in Europe. Overall, regulators around the world are increasingly focused on developing rules for digital assets—this factor reduces uncertainty and attracts more conservative investors into the sector.
Institutional Interest and Capital Movement
Large investors maintain interest in cryptocurrencies, although mixed trends in capital flows are observed in the short term. Following record inflows into crypto funds during the summer, autumn has seen a correction: over the last two weeks, digital investment products recorded net outflows of around $1.1 billion, primarily from Bitcoin and Ethereum funds. Data from CoinShares indicates that in the previous week alone, around $900 million was pulled from Bitcoin funds, while approximately $400 million was withdrawn from Ethereum funds, as some investors opted to lock in profits after price increases. Nonetheless, not all segments of the market are experiencing outflows. The token XRP, in contrast, is attracting new capital: XRP-oriented funds saw about $28 million in inflows during the same week. This indicates a redistribution of interest—some investors are shifting capital into alternative digital assets with clear practical value. Overall, the total market capitalization of the cryptocurrency market hovers around $3.6 trillion, 5% above early November lows, signaling a gradual return of buyers. Institutional players continue to use market corrections to build positions. For example, analysts report that large holders ("whales") recently purchased about $200 million in the Cardano (ADA) token during a price dip, demonstrating confidence in the long-term outlook for the asset, despite delays in the launch of an ETF for it. Additionally, capital continues to flow into already launched cryptocurrency exchange-traded funds. After a brief pause at the beginning of the month, a slight net inflow was recorded into U.S. spot Bitcoin ETFs, amounting to approximately $1.2 million over the latest day as of November 11, signaling stabilization in sentiment. Interest is also spreading to other assets: the first spot ETF for XRP ("Canary") was recently registered in the U.S., and the total assets under management for the XRP ETF have already exceeded $800 million in the first days of trading. Moreover, new exchange-traded funds focusing on Solana have appeared on the U.S. market, also starting to attract capital, indicating a broadening of investment tools for cryptocurrencies. The activity of such products, along with the participation of public companies (e.g., MicroStrategy, which continues to increase its BTC holdings), confirms that the institutional segment has firmly established itself in the crypto sphere.
Market Sentiment and Forecasts
The sentiment in the cryptocurrency market in mid-November can be characterized as cautiously optimistic. The "fear and greed" index for Bitcoin and major altcoins is currently in the moderate "greed" zone, indicating prevailing optimism, albeit without extreme euphoria. Market participants are inspired by a combination of favorable factors—from easing monetary policy to positive regulatory news and the integration of cryptocurrencies into traditional finance. At the same time, experts warn of the risks of short-term volatility. The rapid price growth in previous weeks led to a series of liquidations in the futures markets: on certain days, the total volume of forced position closures reached several hundred million dollars. This indicates that some leveraged traders experienced losses due to sharp price fluctuations. Analysts advise investors to exercise caution and adhere to risk management strategies, as technical pullbacks are possible after a strong rally. Nevertheless, medium-term forecasts remain largely positive. Many observers believe that the market has entered the "second phase" of a bullish cycle: after peaking in August and the subsequent correction, a phase of consolidation is likely, followed by a new wave of growth as the new year approaches. Several bold forecasts from major financial institutions remain intact. For instance, strategists from Standard Chartered earlier raised their target level for Bitcoin to $200,000 by the end of 2025, based on expectations of continued institutional capital inflows. Other experts are more measured but still predict growth: for example, some analysts see potential for Bitcoin to rise to ~$130,000 in the coming months if economic conditions remain favorable. A key factor for short-term dynamics will be macroeconomic statistics. Tomorrow, November 13, fresh data on the Consumer Price Index (CPI) for October will be released in the U.S. This report is viewed by investors as a critically important benchmark: moderate inflation could strengthen hopes for a Federal Reserve rate cut. According to CME FedWatch futures data, the probability of the first interest rate cut at the Federal Reserve's December meeting is estimated by the market at approximately 60-70%. Easing monetary policy typically boosts risk appetite and could trigger a new phase of the crypto rally. Overall, if current trends continue—rising institutional participation, regulatory support, and improving macroeconomic conditions—most specialists expect an increase in cryptocurrency market capitalization by the end of the year and further strengthening of the sector in 2026.
Top 10 Most Popular Cryptocurrencies
As of the morning of November 12, 2025, the top ten most popular cryptocurrencies by market capitalization include the following digital assets:
- Bitcoin (BTC) – the first and largest cryptocurrency. BTC is currently trading around $105,000 following a correction from its August peak; Bitcoin's market capitalization is approximately $2.1 trillion (≈58% of the entire market).
- Ethereum (ETH) – the leading altcoin and platform for smart contracts. The price of ETH is around $3,550, significantly higher than last year's levels; its market capitalization is approximately $420 billion (≈12% of the market).
- Tether (USDT) – the largest stablecoin pegged to the U.S. dollar 1:1. USDT is widely used for trading and transactions; its market capitalization is around $150 billion, with its price steadily holding around $1.00.
- Binance Coin (BNB) – the coin of the largest cryptocurrency exchange Binance and the native token of the BNB Chain. BNB is priced around $950, close to its historical maximum; its market capitalization is around $140 billion. Despite legal pressure on Binance, the token remains among the leaders due to its active use on the platform and in DeFi.
- Ripple (XRP) – the token of the Ripple payment network for cross-border payments. XRP trades at around $2.50; its market capitalization is estimated at approximately $130 billion. Legal clarity regarding XRP's status in the U.S. (Ripple's victory in its dispute with the SEC) has bolstered investor confidence and allowed the token to maintain its place among leading assets.
- Solana (SOL) – a high-performance blockchain platform for decentralized applications. SOL is holding around $160 per coin (market capitalization ~$80 billion), retreating from the peak of $200 reached earlier this year. Interest in Solana is supported by the growth of its ecosystem and the emergence of investment products (ETFs) for this asset.
- USD Coin (USDC) – the second-largest stablecoin backed by dollar reserves (issued by Circle). The price of USDC is strictly maintained at $1.00; its market capitalization is approximately $60 billion. USDC is widely used by institutional investors and in DeFi due to its transparency and regular audits of reserves.
- Cardano (ADA) – a blockchain platform with an emphasis on a scientific approach to development. ADA currently costs approximately $0.70 (market capitalization ~$25 billion) after retracing from recent local highs around $1.00. Cardano is attracting attention due to plans for launching an ETF for this token and an active community that believes in the long-term growth of the project.
- TRON (TRX) – a platform for smart contracts and decentralized applications, especially popular in Asia. TRX trades around $0.30; its market value is ~ $28 billion. TRON maintains its presence in the top ten largely due to its network's use for issuing stablecoins (a significant portion of USDT circulates on the Tron blockchain) and ongoing development of its ecosystem.
- Dogecoin (DOGE) – the most well-known meme cryptocurrency, originally created as a joke. DOGE is currently near $0.18 (market capitalization ~$30 billion), supported by community loyalty and periodic celebrity attention. Despite high volatility, Dogecoin continues to be among the top ten cryptocurrencies, demonstrating remarkable resilience of investor interest.
